SR-22 in San Antonio, TX

Understanding SR-22 insurance is crucial for anyone navigating the complexities of driving regulations and insurance requirements.

Understand that this is not an insurance policy. Instead, it is a certificate of financial responsibility that your insurance company files with the state on your behalf.

This document verifies you meet the state’s minimum auto insurance requirements after certain driving offenses. Typically, you’ll need an SR-22 after incidents such as the following:

• Driving under the influence (DUI)

• Reckless driving

• Driving without insurance

• Multiple moving violations

Why is it Required?

States mandate SR-22 filing to help ensure that high-risk drivers maintain adequate insurance coverage. When you are found guilty of specific offenses, the state wants to monitor your driving behavior and ensure you are financially responsible.

It serves as proof you have the necessary liability insurance to cover damages or injuries you may cause in an accident.

What Does it Insurance Cover?

An SR-22 itself does not provide insurance coverage. Instead, it confirms you have liability insurance. Auto liability insurance may help pay for third-party accident-related injuries and property damage after an accident you cause.

While it confirms you have the necessary liability coverage, you may also want to consider additional types of coverage, such as collision and comprehensive insurance, to help protect your vehicle.

How to File an SR-22

If you’ve received notice that you must have an SR-22 form on file, it’s crucial to complete the process before the deadline to preserve or reinstate your driving privileges.

Contact Pride Insurance Agency in San Antonio, Texas, for a personalized auto insurance quote. Our agents can help you get SR-22-compliant coverage.