abril 28, 2025
AgencyHow Climate Change Impacts Insurance Coverage and Premiums
Climate change is reshaping how insurance companies evaluate risk, calculate rates and approach coverage availability. Stronger storms, prolonged droughts and rising sea levels also affect how insurance operates across nearly every sector. Insurance depends on the ability to evaluate potential risks and assign values to those risks. The underlying models that guide those decisions change […]
marzo 19, 2025
AgencyWhat Does a Home Warranty Typically Cover?
When it comes to financially protecting your home, understanding the difference between a home warranty and home insurance is crucial. While both offer valuable coverage, they serve distinct purposes and can complement each other to provide financial protection for homeowners. What Does a Home Warranty Typically Cover? A home warranty is a service agreement that […]
febrero 21, 2025
AgencyWhat Is an Auto Deductible?
When buying auto insurance, you may come across the term “deductible.” Understanding this term and how it works can help you make informed choices about your coverage. Definition of an Auto Deductible An auto deductible is the amount you must pay out of pocket before your insurance kicks in to cover a claim. For example, […]
octubre 29, 2024
dprideagencyHow Does Auto Insurance Work for Parking Lot Accidents?
Parking lot accidents happen frequently, typically causing minor damage and leading to uncertainty about insurance coverage. Understanding how auto insurance policies handle these incidents can help drivers navigate the aftermath more smoothly. Types of Auto Insurance Coverage Auto insurance typically includes the following coverage that can apply to parking lot accidents: Liability coverage—This is mandatory […]
septiembre 27, 2024
AgencyKey Insurance Terms and What They Mean
is pleased to offer this glossary of key insurance terms to help you understand the details of your coverage and ensure you’re carrying the right policies. The right combination of insurance policies can ensure your financial interests are secure. However, while you may be aware of the importance of adequate coverage, the language and jargon […]
agosto 30, 2024
Agency5 Things You Need to Know About Motorcycle Insurance
Riding a motorcycle offers a unique sense of freedom and adventure, but it also comes with its own set of risks. To help ensure you’re financially protected, understanding the essentials of motorcycle insurance is crucial. What You Need to Know About Motorcycle Insurance The following are five key facts you need to know about motorcycle […]
enero 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]