When and Why an SR-22 Is Required in Texas 

An SR-22 is not an insurance policy but a certificate your insurance company files with the Texas Department of Public Safety (DPS) to prove you carry the state’s minimum required auto liability coverage.

When Is an SR-22 Required in Texas?

Texas drivers may be required to file an SR-22 for several reasons, most commonly after certain driving violations or lapses in insurance coverage. Circumstances that may trigger an SR-22 requirement include:

• Conviction for driving under the influence (DUI) or driving while intoxicated (DWI)
• Being caught driving without insurance or proof of financial responsibility
• Repeated traffic offenses or accumulating excessive points on your driving record
• Involvement in an accident without insurance
• License suspension or revocation due to serious violations

If the state notifies you that you need an SR-22, you must maintain it for a specific period, typically two years, without any lapses in coverage.

How Pride Insurance Agency Can Help

Our team understands that needing an SR-22 can feel overwhelming, but we’re here to make the process as smooth as possible. We work with Texas drivers to:

• File the SR-22 form quickly and accurately with the DPS
• Find affordable auto insurance options that meet SR-22 requirements
• Answer your questions about high-risk driver coverage and compliance

If you’re facing an SR-22 requirement, don’t wait. Let us help you regain your driving privileges and get compliant auto insurance coverage. Contact us today to discuss your SR-22 needs and get personalized assistance from our experienced team.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.